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Terms and Conditions

By clicking the submit button, I expressly consent by electronic signature to receive communications via automatic telephone dialing system or by artificial/pre-recorded message, email, or by text message from this website or their agents at the telephone number above (even if my number is currently listed on any state, federal, local, or corporate Do Not Call list) including my wireless number if provided, for the purpose of receiving information on insurance products and services. Carrier message and data rates may apply. 10 messages/mo. Reply HELP for help. Reply STOP to opt out. I understand that my consent is not required as a condition of purchasing any goods or services and that I may revoke my consent at any time. I also acknowledge that I have read and agree to the Privacy Policy and Terms & Conditions. For help or additional info contact info@directhealthmarkets.com

Privacy Policy

Direct Health Markets Privacy Policy

Thank you for considering Direct Health Markets for your health and dental insurance needs. This Privacy Policy is designed to help you understand how we collect, use, and safeguard your personal information.

1. Information We Collect:

We may collect the following types of personal information when you visit our website or inquire about our insurance services:

  • Contact Information: Names, phone numbers, email addresses, and mailing addresses.

  • Health Information: Information relevant to your health or dental insurance needs.

  • Communication Preferences: Your preferences for receiving calls, texts, and emails.

2. How We Use Your Information:

We use the information collected for the following purposes:

  • To respond to your inquiries and provide information about our insurance services.

  • To personalize your experience and tailor our services to your needs.

  • To communicate with you via phone, text, or email regarding your insurance inquiry.

3. Information Sharing:

We may share your information with trusted partners, such as insurance carriers and service providers, to assist in providing you with the best possible service. We do not sell your personal information to third parties.

4. Your Communication Choices:

By providing your contact information, you consent to being contacted by Direct Health Markets via phone, text, or email regarding your insurance inquiry. You can opt out of these communications at any time by contacting us or following the instructions provided in our communications.

5. Security Measures:

We implement reasonable security measures to protect your information from unauthorized access, disclosure, alteration, and destruction.

6. Your Rights:

You have the right to access, correct, or delete your personal information. If you wish to exercise these rights or have any concerns about your privacy, please contact us.

7. Updates to this Privacy Policy:

Direct Health Markets reserves the right to update this Privacy Policy periodically. Any changes will be posted on our website, and the effective date will be updated accordingly.

Contact Information:

If you have any questions or concerns about this Privacy Policy, please contact us at info@directhealthmarkets.com.

Thank you for choosing Direct Health Markets. We look forward to assisting you in finding the right health or dental insurance coverage.

SMS Policy

We at Direct Health Markets believe in protecting the security and confidentiality of Personal Information. This SMS Privacy Policy (the “Policy”) discloses Direct Health Markets policies regarding the collection, use, maintenance and disclosure of Personal Information obtained in connection with an individual’s participation (the “Participant”) in the SMS messaging service (the “Service”), that Direct Health Markets makes available to the Participant through a third party provider. This Policy only applies to the Personal Information obtained in connection with the Service. By opting into and using the Service, the Participant agrees to be bound by the terms of this Policy.

 

  1. Definition of Terms

Personal Information. 

“Personal information” is data that identifies, relates to, describes, can be used to contact, or could reasonably be linked directly or indirectly to a Participant. For purposes of this Policy, there is no meaningful distinction between the terms “Personal Information” and “personal data.”

Personal Information Collected When a Participant Signs Up. 

When the Participant sign up for the Service, Direct Health Markets collect the following items of Personal Information directly from the Participant:

  1.  Your name

  2.  Your phone number

  3.  Your email address

  4.  Business and or employment details including, title held, company name, company industry, company revenue and company headquarter address

 

Personal Information Collected from Service Provider.

Direct Health Markets collects the following items of Personal Information from the third party provider when the Participant use the Service:

  1. The content of any text messages that the Participant sends Direct Health Markets

  2. The details of messages the Participant send, such as the time and date of the message

  3. Your messaging history

  4. Your name

  5. Your phone number

  6. Your email address

 

Other Personal Information Provided by The Participant. 

Direct Health Markets also collects other items of Personal Information voluntarily provided by the Participant including, but not limited to, contact information provided in connection with an inquiry, comments and other feedback

 

No Sale of Personal Information. 

Direct Health Markets does not sell or rent the Personal Information obtained in connection with the Service to other companies or individuals.

 

Use of Personal Information. 

Direct Health Markets uses the Participant’s Personal Information:

  1. To deliver the Service to the Participant.

  2. To communicate with the Participant regarding inquiries, or otherwise provide customer service.

  3. To maintain and support the Service.

  4. To analyze the Service.

  5. Share Personal Information with Direct Health Markets verified vendors who sign up to the Direct Health Markets Research program..

  6. To create and share de-identified Personal Information without limitation.

  7. For any other purpose that the Participant consent to.

 

Disclosure of Personal Information to Third-Parties. 

Direct Health Markets discloses the Personal Information collected in connection with the Service for the following purposes:

 

To provide the Service. 

Direct Health Markets shares the Participant’s Personal Information with third party service providers to assist in providing the Service to the Participant. These third parties are contractually obligated to use the Participant’s Personal Information only for the limited purposes the Personal Information was disclosed for.

 

With Direct Health Markets affiliates. 

Direct Health Markets may share the Participant’s Personal Information with third parties that share common ownership with Direct Health Markets, but only for the purposes described above.

 

For reasons the Participant consent to. 

Direct Health Markets may share the Participant’s Personal Information with third parties for any reason if Direct Health Markets obtains the Participant’s consent before doing so, or if the Participant specifically directs Direct Health Markets to share the Participant’s Personal Information.

 

In the event of a corporate transaction. 

Direct Health Markets may disclose or transfer the Participant’s information to a third party if Direct Health Markets sells, transfers, divests, or discloses all or a portion of the business or assets to another company in connection with or during negotiation of any merger, financing, acquisition, bankruptcy, dissolution, transaction, or proceeding.

 

Use to protect against, investigate and deter fraudulent activity. 

When necessary, the Participant’s Personal Information may be disclosed to third parties for the purpose of protecting against, investigating and deterring fraudulent, as well as unauthorized or illegal, activity.

 

Defend Direct Health Markets legal rights. 

To protect and defend the legal rights of Direct Health Markets, and Direct Health Markets contractors and employees, Direct Health Markets may disclose the Participant’s Personal Information. Direct Health Markets may also require the Participant’s Personal Information to defend against legal claims, or to establish its legal rights.

 

To comply with and as required by law. 

Direct Health Markets may disclose the Participant’s Personal Information to government authorities or other relevant third parties in order to comply with applicable legal requirements, judicial proceedings, court orders, subpoenas, legal process, or lawful requests from governmental authorities.

 

Security. 

Direct Health Markets has implemented commercially reasonable safeguards to provide adequate protection for the storage and transfer of the Participant’s Personal Information. Despite the measures Direct Health Markets has taken, Direct Health Markets cannot guarantee that the Participant’s Personal Information will only be accessed by authorized parties. Direct Health Markets is not responsible for third parties that circumvent the safeguards it has put in place. Direct Health Markets will notify the Participant if it becomes aware of unauthorized access to the Participant’s Personal Information.

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Retention of Personal Information. 

Unless there is something in this Policy to the contrary, Direct Health Markets may retain the Participant’s Personal Information for as long as the Participant participates in the Service, and thereafter as long as necessary to comply with legal requirements and obligations, defend Direct Health Markets rights, resolve conflicts, improve it’s website, address complaints, and enforce contracts.

 

Opt-In. 

A user may opt-in to the service by providing their phone number to Direct Health Markets through;

  1. Direct Health Markets website contact form

  2. Speaking to a customer representative over the phone, who will send a text message from a local 10-digit long code number, asking to confirm "opt-in"

 

Opt-Out. 

At any time, the Participant may opt-out of this Service by doing the following:

  1. The Participant may opt-out by texting STOP throughout the service.

  2. The Participant may also opt-out by contacting Direct Health Markets at info@directhealthmarkets.com

The Participant is not required by Direct Health Markets to participate in the Service. The Participant will not be discriminated against for choosing to opt-out of the Service.

 

Revisions. 

This Policy may be revised from time to time without prior notice to the Participant. The changes to the Policy will be effective as soon as the updated Policy is posted. If the Participant disagrees with any such changes, the Participant should cease using the Service. Continued use following the posting of any such changes indicates the Participant’s acceptance of the changes. If any changes are made to this Policy that materially impact previously collected Personal Information about the Participant, Direct Health Markets will make reasonable efforts to provide notice and obtain consent to any such changes as may be required by law.

 

Minors. 

Minors under the age of 18 may not use the Service. Direct Health Markets does not knowingly collect information from children under 18 years of age. If the Participant becomes aware that a minor under the age of 18 has used the Service, please contact Direct Health Markets info@directhealthmarkets.com

Terms of Use and Privacy Policy. 

This Policy is subject to the terms contained in Direct Health Markets Terms of Use and Direct Health Markets primary Privacy Policy, both of which are available on the Direct Health Markets Research website at Directhealthmarkets.com. By signing up for the Service, the Participant also agrees to Direct Health Markets primary Privacy Policy.

 

Contact. 

If the Participant has any questions or concerns about this Policy or the way in which the Participant’s Personal Information is handled, please contact Direct Health Markets at 1-877-361-3037 or email info@directhealthmarkets.com

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